Do I need probate?
Probate is the legal process of validating a will and distributing the deceased's assets. Whether a grant of probate is required depends on the type and value of each asset. There is no single limit, all institutions set their own threshold for releasing funds without a grant.
What bank accounts did they own?
Only add accounts in their sole name. Joint accounts pass to the surviving owner. Each bank sets its own limit, so it's the total with each that matters.
No accounts added yet
Add their current account, savings account and any cash ISAs
Did they own anything else in their sole name?
Shares, belongings, life insurance and pensions are treated differently from bank accounts. As before, anything held jointly passes to the surviving owner and doesn't need a grant.