Is inheritance tax due?

There are two things to check: (a) does the estate owe inheritance tax, and (b) do you need to file with HMRC (using the IHT400 form). Estates that owe no inheritance tax may still need to file an IHT400 to confirm their position.

When did the deceased pass away?

On or after 1 January 2022Before 1 January 2022

Did they usually live in the UK?

Were they a UK resident, or if they died before April 2025, UK-domiciled.

Yes, they lived in the UKNo, they lived abroad

What was the estate worth?

Total value of the estate

Including property, savings and possessions.

Debts to subtract

Mortgage, loans, funeral costs. Leave blank if none.

Who will inherit the estate?

All to their spouse, civil partner or charitySpouse, other family and friendsNo spouse, just family and friends

Gifts in the 7 years before death

Money or assets given away in the seven years before death can still count towards the estate. Enter the rough total, or leave blank.

A few things that change the paperwork

Any of these mean a full account is needed, even where no tax is due.

They held money in more than one trust

The estate qualifies for business or agricultural relief

For example, a farm or a share in the family business.

They gave something away but continued to benefit from it (a 'gift with reservation')

Such as giving away their home but still living in it.

Your result will appear here

Answer the questions above to see whether tax is due, and whether the IHT400 form needs filing with HMRC.

Have questions?

Call our free UK helpline to speak to a real person or email us below.

01904 953279 support@withwillow.co.uk

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